Types of Benefits - Short & Long Term Disability
Short & Long Term Disability

Disability coverage will help employees pay bills that won’t go away if they are disabled by an illness or accident, and no longer receive their paychecks. This enables them to concentrate on recovering and eventually returning to their jobs.

You can offer long-term disability and short-term disability protection covering accidents, sickness, or both.

A disability could be catastrophic to your employees’ finances. Without disability insurance, their family’s savings and retirement funds could be drained, jeopardizing future financial security.

Experts recommend a disability benefit amount equal to after-tax income.* Because financial situations and goals vary from person to person, and family to family, it's important to note this recommendation doesn't apply to everyone.

Nobody expects to become disabled. In fact, you and your employees may be surprised to know most of us are more vulnerable than we think:

In the United States, a disabling injury occurs every second and a fatal injury occurs every four minutes (National Safety Council, Injury Facts 2008 Ed.)

Three in 10 workers entering the work force today will become disabled before retiring. (Social Security Administration, Fact sheet Jan. 31, 2007)

One in seven workers can expect to be disabled for five years or more before retirement. (American Council of Life Insurers)

If you would like a free quote for this type of coverage, click on the get quote link to the right.

Location:

4717 Gollihar
Corpus Christi, TX 78411
(Corner of Staples & Gollihar)

Phone: 361-852-8005
Fax: 361-853-0137
Toll Free: 800-460-3261

Request a group or individual quote.
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